Can you afford your future?
Plan the most important financial decisions of your life — with realistic scenarios, cashflow forecasts and wealth projections.
Why I built Planora
I spent hours in Excel sheets with countless cells, formulas and tabs — and in the end I still didn’t know: "Can I really afford this now?"
Home purchase, family planning, sabbatical, retirement — every decision shifts the whole system. A single spreadsheet will never cleanly capture that.
So I built a tool for myself. One that honestly shows long-term financial consequences — not in the form of buzzwords, but as realistic scenarios.
Planora is exactly what I wish I had back then.
Your life. Your plan. Your decision.
What do you want to plan?
Choose the topic on your mind today — and find clarity for the next 30 years.
One decision changes your entire life.
A home purchase shifts your FIRE plans. A child changes your savings rate. Planora calculates all decisions together — not in isolation.
Your financial data is sensitive. We know that.
Planora is built from the ground up for maximum security — no ad networks, no US cloud, no trackers.
GDPR-compliant
Fully compliant with German and EU data protection regulations.
Hosting in Germany/EU
Data processing exclusively on European servers.
Encrypted transmission
TLS 1.3 end-to-end — no unencrypted data transfer.
Choose the plan that fits your financial journey
Start with 14 days free, then decide if Planora is the right tool for your financial future.
Basic
Clarity & control over your money
€49.90 per year
- Financial planning
- Wealth overview
- Cashflow forecasts
- Basic scenario planning
Pro
Plan your financial future in detail
€79.90 per year
- Everything in Basic
- Unlimited scenarios
- Home ownership planning
- Family planning
- Career planning
- FIRE simulations
- Retirement planning
- Long-term wealth forecasts
No credit card required
Make financial decisions with clarity
14-day Pro trial · No credit card required