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Career · Next step

Can you afford your next career move?

Job change, part-time, sabbatical or self-employment — simulate the financial impact before you decide.

Planning tool · not career advice · 14-day Pro trial free

Your crossroads
📍
Today
Decision Point
Job change
+ 15% salary · new paths
Wealth in 20 yrs
+ €320k
Self-employed
More freedom · higher risk
Wealth in 20 yrs
+ €480k*
*high variance
Find yourself here

Which decision is on your mind?

Pick your scenario — Planora calculates the impact.

Trade-offs · no judgment

Compare different future paths

Three paths. Three consequences. None objectively better.

Path A

Stay in job

Stability · linear

  • Income at 50€6,200/mo
  • Wealth at 60€780k
  • Retirementat 67
Path B

Job change

+ Salary · new chances

  • Income at 50€8,100/mo
  • Wealth at 60€1.1M
  • Retirementat 63
Path C

Sabbatical + change

Pause · restart

  • Income at 50€7,400/mo
  • Wealth at 60€950k
  • Retirementat 65

Some decisions cost money.Others cost time.

A job change can grow your income.

A sabbatical costs money short-term.

Part-time can slow wealth-building.

The most important question is not whether a decision is right or wrong.

The question is what impact it has long-term.

What Planora simulates

More than salary

Income

Salary, bonuses, growth

Wealth

Long-term wealth building

Life goals

Property · big purchases

Family

Joint planning factored in

Retirement

Impact on financial freedom

Your 30-year journey

Career decisions echo for decades

2026

Job change

+ 15% salary · new industry

2028

Promotion

Higher responsibility ↑

2032

First home

Family · long-term

2038

Part-time

Quality of life · kids

2045

FIRE possible

Wealth sufficient

2060

Retirement

Well-earned

Founder Perspective

Not every good decision maximizes wealth

"Sometimes a sabbatical is the right choice. Sometimes part-time. Sometimes a job change with less pay. I wanted to understand how such decisions play out long-term — that’s why I built Planora."

Nico · Founder of Planora

Trust is the foundation

Financial decisions need clarity

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Planora helps you simulate scenarios. Not career advice. Not financial advice.

Make career decisions with clarity

Understand the financial impact of your next step — before you take it.

14-day Pro trial · No credit card required