What does a child mean for your financial future?
Plan parental leave, part-time work, child-related costs and long-term wealth growth — before you have to make big decisions.
Planning tool · not investment advice · 14-day Pro trial free
Imagine...
- Combined income€7,500/mo
- PlanningFirst child
- HomeIn 3 years
- ETF savings plan€1,200/mo
- 1Can we afford parental leave?
- 2How does our savings rate change?
- 3Does our retirement shift?
- 4Is there enough left for a home?
These are exactly the questions Planora answers.
Family planning is a series of decisions
Every milestone has financial impact. Planora connects them.
The impact goes far beyond childcare costs
Parental leave
How does your income change during parental leave — and how does that affect your savings rate?
Part-time
How does your wealth-building shift when one of you reduces hours?
Housing
Do you need more space? Is buying a home worthwhile now or later?
Wealth building
What happens to your savings and investments under new conditions?
Long-term goals
Do FIRE or retirement shift — and by how many years?
Your future — with and without a family scenario
Clarity on trade-offs. Without fear, without judgment — just numbers, honestly in front of you.
- Savings€1,200
- FIREat 55
- Home2029
- Savings€700−€500
- FIREat 58+3 years
- Home2031+2 years
Both paths lead to a good future — Planora shows you the trade-offs honestly.
Not just calculating childcare costs
Most calculators look at single costs. Planora looks at your entire financial future.
Everything in one simulation. Your family decision in full financial context.
More clarity.
Less worry.
Family planning shouldn't fail because of uncertainty.
Planora helps you understand the impact of your decisions — so you can look ahead with more confidence.
Your data belongs to you
Planora is a planning tool. Not investment advice. No bank access required.
Financial planning doesn't stop at your account balance
"Many of life’s most important decisions have financial consequences across decades. I wanted to build a tool that makes those impacts visible — so people can make decisions with more clarity."
Nico · Founder of Planora
Plan your future together
Build a family scenario and understand the long-term impact of your decisions.
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