Calculators & tools for smarter financial decisions

Calculate your German net salary — tax class, federal state, social security.

Side-by-side comparison of net salary at full-time vs. reduced hours.

In 5 minutes, get your personal future profile — strengths, opportunities and your score. Result delivered by email.

See in a few minutes how much actually stays each month — and how your money can grow over the long term.

Compute savings rate, lump sum, interest rate, final balance or duration — with side-by-side scenarios.

Is buying a home actually worth it — or is renting and investing the difference the smarter long-term move?

What does your car really cost? Compares down payment, financing, leasing and residual value over your chosen horizon.